About Us

First Community Mortgage (FCM) is a full-service mortgage lender and has been proud to serve their surrounding communities since 1988. Since FCM first opened their doors, they have been able to assist thousands of homeowners with one of the biggest financial decisions in their lives.

Our History

FCM was founded in 1988 as a division of First National Bank Texas. FCM offers everything under one roof: we are a full-service mortgage lender with loan processors, underwriters and a closing department.

Mission, Vision and Values

Our vision is to inspire pride in our people, our company and the communities we serve by becoming the bank of choice.

Our mission is to create positive experiences in order to build long-lasting relationships.

We promote an enthusiastic and engaging environment where individuals can expect to be treated with dignity and respect.

Every Day. Every Way. Every Time.

Community Service

First Community Mortgage employees are also devoted to serving the communities around us. As an organization or individually, employees often volunteer for charities and conduct classes for the local community on a variety of subjects, such as tips for first time home buyers or how to raise and manage credit scores, and even the Personal Management Merit Badge for the Boy Scouts of America.

FCM employees also serve as officers and board members of local organizations including Communities in Schools of Greater Central Texas, Coryell County Child Welfare Board, National Night Out, Crime Stoppers, YMCA, Vive Les Arts Theatre, Metroplex Hospital Foundation, Harker Heights Chamber of Commerce and Friends of Central Texas State Veterans Cemetery.

Products and Services

Through FCM, thousands of military families, veterans and reservists have been able to realize the Great American Dream of home ownership.

We offer many types of mortgage loans:

100% Loans - VA and USDA

Low Interest - Tex Vet, FHA and Conventional Loans

Financing for Mortgage Purchases and Refinances

First Time Homebuyer Programs

Down Payment Assistance Programs Available

Closing Cost Assistance Programs Available

Awards and Recognition

First Community Mortgage has been named Best Mortgage Company in Central Texas for five years in a row! Our team has been acknowledged for their contributions to the community and their excellent work as real estate and loan assistance experts.

Find a job near you!

Our five affiliate organizations have locations in Texas, Arizona and New Mexico! Find a great job in your area, and join our team today!