Loan Originator

Location: 7348 West Adams Ave. Suite 200, Temple, United States

Division: Mortgage Banking

Role Type: Hourly

Job Type: Full Time

About the Role

* Originate high quality loans which meet FCMC guidelines

* Develop business relationships with local Real Estate agents and Builders

* Manage territory of First National Bank Texas and First Convenience banks; educate employees of FCM mortgage programs

* Develop contacts with Banks partner store management team

* Take customer loan applications, including pulling credit

* Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc.

* Communicate with borrowers and real estate agents throughout the loan process

* Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR

* Depending on location and business need, this position may serve as a general office manager. Responsibilities would include, but not be limited to, general correspondence, supply maintenance, and clerical staff schedules.

* This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns.

* Travel as needed to meet business needs

* Other duties as assigned

Position level will be dependent upon internal and external experience

Physical Requirements:

* Must be able to remain in a sitting and/or standing position for extended periods of time

* Requires ability to operate a computer and other office machinery

* Ability to lift up to 25 pounds

EOE Minority/Female/Individuals with Disabilities/Protected Veterans


* At least 18 years of age

* High School Diploma or Equivalent

* 2 or more years of recent mortgage origination experience

* Knowledge of VA, FHA and conventional mortgage loan programs

* Knowledge of running LP, DU Underwriting Systems

* Experience with Ellie Mae mortgage originating and processing software

* Self motivation and capable of working from a home office with limited supervision

* Ability to review and understand credit reports

* Ability to organize and prioritize

* Good communication and presentation skills

* Comfortable working in a commission only environment

* Must successfully pass background investigation according to company policy

* Must be able to get along with co-workers and work effectively in a team environment